All need-based financial aid awards include loans, but applying for a loan is optional. Loans for education are investments in your student that will grow in value well into the future.
Unlike your grants and scholarships, which are automatically credited to your student account, the student or parent borrower must initiate the loan online.
In mid to late May, you’ll receive loan instructions via email letting you know how to proceed with the loans you’ve chosen. In the meantime, we urge all first-time borrowers to spend some extra time learning about the loan process so that you can make informed choices throughout your education.